The Tax & Retirement Institute is a financial think tank of elite Tax Attorneys, CPAs, Pension Actuaries, Financial, and Insurance Professionals dedicated to lowering taxes and increasing financial outcomes for clients' and their trusted advisors.
Our 'Dream Team' is ready to assist in implementing actionable strategies to improve finances; legally, morally, and ethically.  We strive to eliminate major financial risks most people are blinded to like over-paying taxes, insurance pricing, and unnecessary stock market volatility.

Our full team of professionals will evaluate your current financial picture and uncover major flaws typically left undetected by wire-house brokers and CPAs.
We Use Over 40 Financial & Tax Reduction Strategies 
So You Can Retire Earlier!
  • ​Get Our Tax-Free Playbook
  • Network with Industry Experts
  • ​Join Monthly Webinars
  • ​Discover Timely Tax Reduction Strategies
  • Create Holistic Tax Plan
  • ​Implement What You Learned
  • Reinvest Tax Savings
  • Eliminate Future Taxes
  • 1. We are a FREE valuable financial resource to you and your clients.
  • 2. We focus on advanced tax reduction strategies overlooked by time-starved professionals.
  • 3. We educate you and share implementable strategies
  • 4. We thoroughly vet each strategy and professional we work with.
  • 5. We help you improve your finances.
  • 6. We help cut the time-fluff learning new strategies.
  • 7. We incorporate a team approach to help you retire early.


• Tax Planning and Tax Minimization Strategies

• Review of Investment Portfolios and Retirement Plans

• Review Real Estate Holdings and Property Management Structures

• Review Insurance Policies

• Review Existing Mortgage Loans, Personal Loans, Etc.

• Review Estate Planning Documents – Will, Health Care Surrogate, Durable Power of Attorney
Client Campaigns
Term Life Insurance
If you have loved ones having a low-cost term life insurance policy is a necessity.
Disability Coverage
Relieve the stress of paying bills when you get sick  or hurt so you don't lose everything.
Alpha Roth Tax-Free Retirement
Eliminate future taxes and enjoy an earlier retirement date with more income.
Guarantee your future income's growth and income payments like Social Security.
10X Savings Program
Retire earlier with our savings strategy that allows you to save more for retirement.
Business Owner Planning
If you own a business you can be missing out on many strategies to maximize success.
Advanced Tax Reduction
Don't let your CPA miss key tax strategies that save more to retire earlier.
Long-Term Care Insurance
Protect yourself from expenses not covered by Medicare and Health coverages.

Are you a Financial Professional looking for...

  • Free Leads
  • High Quality Expert Sales Team
  • Sales Completed For You
What type of financial professional are you?

Speak to our 'dream team'


John E. Oxendine

Chairman of the Board, Harvard MBA with over 50 years of CEO experience.

Jay Rotenberg

Managing Director with 20 years of financial advisory experience.

Richard Ervolino

Senior Investment Advisor with over 30 years experience.
"Let our team do all the work while you capitalize on financial success!"

OUR book

Our Strategies Create Tax-Free Income 
& Reduce Roth IRA Conversion Taxes!

Your IRA, 401(k), 403(b), and other qualified accounts just got a whole lot brighter. 

These accounts are hidden tax traps that can produce tens of thousands of dollars, up to even millions in future taxes, that are completely avoidable with intelligent tax planning.

Our new book, Alpha Roth Tax-Free Strategies shows American taxpayers how to convert their highly taxable Qualified Accounts to a Tax-Free Roth IRA while potentially avoiding most if not all of the conversion taxes in the process.

The new CARES Act tax law creates a tax-free income opportunity of a lifetime by sheltering up to $100,000 from future tax rate hike worries!


Great CPA'S, Business Owners, & Even Billionaires
Endorse Tax & Retirement Institute

Michael Loeb

Billionaire Investor

"The Institute has created many innovative strategies that has helped me keep more of my wealth." 

Abe Ovadia, Attorney

Founder of Ovadia Law Group 

"Paying taxes is painful and I look to lower my tax bill whenever possible.” 

Sandy Johns, 
Miami, FL

"My Uncle is a CPA and handles my taxes so I thought I was covered.  But, he never told me how large my future tax liability would grow too.  I was able to put the Tax & Retirement Team on the phone with my CPA Uncle and I became very satisfied to achieve a painless tax-free arbitrage on my accounts."

Eddie Chablis
Miami Beach, FL

"It's as if I had a team of corporate tax attorneys to help me shelter my assets without paying the exorbitant legal fees.

I have worked with my CPA for 20 years and happy he was able to learn a new strategy to incorporate into my financial plan."

Lisa Sorensen
West Palm Beach, FL

"Nearing my retirement caused me to research the best way to retire safely and I felt extremely confident after moving forward with Julie Pegg and the Tax & Retirement Institute's financial plan."

Uncover Our Full Capabilities
Managed Money
Full Platform of Money Managers, Mutual Funds, Bonds, Etc.
Growth With No Market Risk
Guaranteed Lifetime Income
 10X Retirement Savings
Special Program to save more for retirement using arbitrage.
Life Insurance
Term Life, Whole Life &
Permanent Life
Retirement Planning
Future Scenario Planning Software Includes Inflation & Expense Details
 Alpha Roth
Eliminate IRA & 401(k) 
& Most Taxes In Retirement
Social Security Maximization
Maximize Entitlement Benefits
Estate Planning
 Tax Free Generational Wealth Transfers & Avoiding Probate
 Corporate Benefit Planning
Group Health
Real Estate
Acquisition & Management Consulting Program 
FHA, Conventional, Jumbo & Investment Mortgage Programs  
 Reverse Mortgages
Full Line Of Carriers
Including Low Price Credit Unions
Medicare Supplements
Full Line Of Carriers
Expertise To Help You Decide 
Long-Term Care Insurance
Life with Long-Term Care Rider
Asset-Based LTC  
 Health Insurance
Full Line Of Carriers
Group Health Consultations


Schedule Complimentary 15-Minute Discovery Call

(607) 829-7384 Call
(607) 829-7384 Text
2255 Glades Rd
Boca Raton, FL 33432
 Retire Early!
This website is Intellectual Property of Tax & Retirement Institute, LLC and any use of our information without express written consent is strictly prohibited.
Tax & Retirement Institute - Privacy Policy - ©2020

Depending on your specific investment objectives and financial position, the investments discussed or recommended in this Book/Web site may or may not be suitable for you. or your clients  It is up to you to weigh any decision carefully. Past performance is not necessarily a guide to future performance and is no guarantee of future results. Income from investments may fluctuate. The price or value of any investment identified directly or indirectly in this Book/Web site may fall or rise against your interests and the interests of other investors and every financial scenario is different. This firm or one of its affiliates may from time to time perform or seek to perform investment services for any company mentioned in these pages, and this firm and others associated with it may at any time specialize in and effect transactions in the securities mentioned. Opinions, where and when expressed, are subject to change without notice. Information was obtained from sources considered reliable, but no representation is made as to its accuracy. The IRS requires us to inform you that any federal tax advice in this writing and any attached documents is not intended or written to be used, and cannot be used, (1) for the purpose of avoiding federal tax penalties or (2) promoting, marketing or recommending any transaction discussed in this communication to another person unless we expressly indicate otherwise. Certain tax advice contained in this article was written to support, within the meaning of Treasury Department Circular 230, the promotion or marketing of the transactions or matters addressed by such advice because the author has reason to believe that it may be used by another person in promoting, marketing or recommending a partnership or other entity, investment plan or arrangement to one or more taxpayers. Before using any tax, advice contained in this article, taxpayers should seek advice based on the taxpayer's circumstances from an independent tax advisor. Testimonials may not be representative of other clients and is no guarantee of future performance or success. Disclosure: Insurance and annuities offered through agency Tax & Retirement Institute, FL State Insurance License #L105751. Agency does not provide legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your circumstance. The specialized information we provide regarding tax minimization planning is not intended to (and cannot) be used by anyone to avoid paying federal, state or local municipalities taxes or penalties. You should seek advice based on your circumstances from an independent tax advisor as tax laws are subject to interpretation, legislative change and unique to every specific taxpayer’s particular set of facts and circumstances. 

DISCLAIMER: Alpha Roth Tax-Free Retirement Strategy is an educational product offered by Tax & Retirement Institute, LLC. Tax & Retirement Institute is not selling investments, insurance, real estate, securities, or anything other than education and is not providing tax advice, legal advice, or investment advisory products. We discuss general principles and strategies, but we do not know anything about you or your financial circumstances. As you consider applying the educational principles and strategies you see here, you should understand that there is risk in any investment and we cannot guarantee any particular results or success.

This is not a part of the Facebook website and is not endorsed by Facebook Inc. Use of this meeting space does not constitute endorsement of program/meeting or its content by venue's ownership. Not approved by or affiliated with the Social Security Administration or any other Federal or state governmental agency. By providing your phone number, you are consenting to receive calls and SMS/MMS msgs, including autodialed and automated calls and texts, to that number. Msg & data rates may apply. Terms & conditions/privacy policy apply. Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by Tax & Retirement Institute is stated or implied.
Copyright © 2020 - Tax & Retirement Institute, LLC
Powered By ClickFunnels.com